Q. How Much Life Insurance should I have? A. That is a great question, and the answer comes with many different opinions : Some say 10x to 20x your annual salary. I have to agree, if you had this much coverage, your family would probably be OK, in the event of your passing. This is a simple calculation that anyone can make. But how much do you actually need? If you want to determine a more precise number, we have to dig a little deeper. A simple example: Funeral cost 15000 Chi...